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Hybrid Meeting

First Quarter Compliance Forum - Southwest

First Quarter Compliance Forum Meeting - Abingdon/Zoom

Thursday, February 15, 2024
9:00 AM - 3:30 PM (EST)

Southwest VA Higher Education Center

1 Partnership Circle
Abingdon, VA 24210
United States

Event Details


  • New CRA regulations
    • More in-depth review
  • 1071 status – court orders, Presidential veto, wait until Supreme Ct rules one way or another
  • ECOA and Reg. B – Immigration status for eligibility for credit
  • Durbin Amendment/Reg. II proposal
  • Fees – FTC’s junk fees proposal, CFPB’s excessive information fee prohibition
  • Climate risk financial management interagency guidance for large banks – coming to a small bank near you (eventually)?
  • BSA BOI database up and running, and FinCEN’s second rulemaking on access
  • FDIC final rule on signage and misrepresentation of FDIC coverage
  • FinCEN analysis of SAR activities
  • Lessons Learned from Enforcement Actions
    • Bank of America reporting data collection incorrectly
    • Toyota to Pay $60 Million for Illegal Lending and Credit Reporting Misconduct
    • Atlantic Union Bank to Pay $6.2 Million for Illegal Overdraft Fee Harvesting
    • U.S. Bank to Pay $21 Million for Illegal Conduct During COVID-19 Pandemic
    • CFPB Issues Report Showing Many Americans Are Surprised by Overdraft Fees
    • CFPB Addresses Inaccurate Background Check Reports and Sloppy Credit File Sharing Practices – two advisory releases

For More Information:

Katharine C. Garner
Katharine C. Garner
VACB (804)673-8250

About Our Presenter

Patti Joyner is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that "excellence is not optional." She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more that 40 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a certified CPA, skilled regulatory compliance consultant, bank operations specialist, system automation designer and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.