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Fall Essentials of Banking | Session 4 Details

Wednesday, October 15, 2025
2:00 PM - 5:00 PM (EDT)

The Zoom land Materials links will be sent a few days ahead of the session.

Event Details

In association with Performance Solutions, Inc., Drexler Consulting, LLC is excited to again present one of our legacy programs, Essentials of Banking, new and improved for 2025.  

Essentials of Banking is a six-part, interactive, virtual learning series designed to provide a complete overview of banking principles and operations.  Each session is 3 hours in length.

Who Should Attend: New bank employees in all roles/departments and bank directors new to banking, management trainees, and bank veterans who are looking to broaden their banking knowledge.

Download the full brochure with all the details: HERE

How Banks Make Money and Risk Management | Oct. 15 | 2p - 5p

Understanding Profitability, Liquidity, Cash Flow

  • Why Your Bank’s Profitability and Financials are Important to You
  • How Banks Make Money
    • Deposit and Loan Growth
    • Pricing Deposits and Loans
    • Fee Income
  • Overview of the Balance Sheet
    • Bank Assets
    • Liabilities
    • Shareholder’s Equity
  • Overview of an Income Statement
    • Sources of Income and Expenses
    • Net Profit
  • Other Key Financial Statements

Breaking Down a Bank’s Annual Report

Risk Management and Safety and Soundness

  • Asset/Liability Management
  • Defining the Various Banking Risks
  • Safeguarding the Bank’s Assets/ Corporate Governance

Bank Performance Metrics

  • Key Financial Performance Ratios
  • Other Bank Performance Metrics
  • Bank Examinations
    • Types of Bank Examinations
    • The Anatomy of an Exam
    • CAMELS Rating System
    • Regulatory/Supervisory Actions

For More Information:

Katharine C. Garner
Katharine C. Garner
VACB (804)673-8250