Fall BSA Brush-Up
Join us 10-22 for a year-end BSA/AML/CFT Brush Up on Zoom.
The program materials and Zoom link for the meeting will be sent in a separate email, closer to the meeting date.
Event Details
About our Program:
From 2025 Insights to 2026 Readiness—Stay compliant, stay prepared, stay ahead. In today’s fast-moving regulatory environment, standing still isn’t an option. The expectations around BSA/AML and CFT compliance continue to evolve—driven by new FinCEN rulemakings, heightened enforcement actions, and emerging risks from crypto, fintech partnerships, and global sanctions. This session will cut through the noise and deliver the insights you need to keep your program not just compliant, but resilient. Whether you’re preparing for your next exam, grappling with high-risk customer relationships, or navigating new technologies, you’ll walk away with practical strategies and actionable takeaways to strengthen your institution’s defenses and stay ahead of 2026 priorities.
Attendees’ Takeaways: a Training Program Manual, a Resource Manual (packed with examples, forms, templates, handouts), and opportunities to network with peers on current challenges and trends.
Agenda Includes:
FinCEN in Focus: What Changed in the Past Year & BSA Officer Key Initiatives – 2025
- Examine recent FinCEN rulemakings, guidance, and their impact on compliance programs
- State alignment and friction with federal banking guidelines
- BSA/AML compliance challenges for banks considering cannabis-related businesses
Regulatory Shifts & BSA/AML CFT Policy Change
- Corporate Transparency Act Updates
- AML/CFT Priorities Regulation Changes
- Beneficial ownership registry obligations and enforcement expectations
- Evolving Definitions of covered institutions and reporting thresholds
- Risk-based program expectations for Community and Regional Banks
- SAR timing and Narrative Trends
- Integration of AI and technology into regulatory expectations
Unmasking Emerging Fraud Threats in BSA/AML/CFT
- ACH, P2P, wire, and card channel fraud
- Check and wire fraud trends
- SAR escalation and response best practices
- Emerging fraud typologies impacting electronic payments
- Identification of vulnerabilities in payment channels and transaction monitoring gaps
- Case studies illustrating the successful detection and prevention of complex financial crimes
- Strategies to strengthen controls, enhance employee training, and improve cross-departmental collaboration to mitigate fraud risk
Sanctions Compliance Update
- Managing OFAC obligations and watchlist screening
- Global sanctions landscape and enforcement risks
- Best practices for testing sanctions tools and documenting alert dispositions
De-Risking or Discrimination? BSA Compliance Challenges in High-Risk Customer Offboarding
- Balancing Risk vs. Access
- Reputational & Legal Risks
- Transparency & Customer Communication
- Alternative Risk Mitigation Strategies
Third-Party Risk, Fintech, and Crypto Oversight
- Managing AML/CFT risks with new technologies
- Due diligence for fintech partnerships and digital assets
- Managing compliance risks in Banking-as-a-Service (BaaS) models
Building a Resilient AML Program
- 2026 and beyond: Emerging risks and regulatory trends
- Integrating AI tools and KYC/CDD for dynamic onboarding
- Leveraging risk indicators to streamline alert investigation
- Advanced strategies for continuous program enhancement
For More Information:
Target Audience: BSA/AML officers, compliance officers, fraud team members, auditors, and anyone responsible for BSA/AML, Fraud, OFAC with a working knowledge of BSA.
About our Presenters:
Dianne Barton is Founder & President of PSI., a bank training and consulting company that has been a part of the banking community for 40+ years. PSI specializes in providing “real world’ solutions in meeting the ever-changing banking and regulatory environment. The company’s training and consulting focuses on understanding the “why” beyond the regs. Before starting Performance Solutions, Dianne held senior positions with Bank South Corporation, the Internal Revenue Service, and the John H. Harland Company. Dianne is on the faculty of numerous state banking associations and is a frequently requested speaker.
Kristin Harville is an experienced and knowledgeable compliance professional. With her extensive background as a banker, an examiner, and a consultant, she brings a wealth of “real world” knowledge and “how to’s” to the PSI compliance deliverables. Her most recent experience included leading a $2.7B banking compliance team focused on BSA, Compliance Management System, Internal Audit, Technology Implementation, and Enterprise Risk Management. Her certifications include Juris Master’s Degree in Law (Major in Financial Regulation), Certified Regulatory Vendor Program Manager, Certified AML and Fraud Professional (CAFP), Certified Regulatory Compliance Manager (CRCM), Certified Bank Secrecy Act Professional, and Banking Certificate – Barret School of Banking.